From there, the money that we were using to make payments toward our smallest loan went to our next smallest until that one was paid off. It felt archaic, but it also was a big driver in our ability to control our spending. I ended up back in Ohio, just grateful to have a good, high-paying job, and prioritized paying off my law school debt from day one, mostly out of the fear that my job would disappear and we'd be totally screwed. I actually considered getting a third! I turned paying it off into a game. Also, I married young-ish, so I always had the backstop of my husband's income to support us if necessary. The axiom "don't borrow what you can't afford" doesn't make sense to a high schooler — they can't afford anything. I did not spend my early twenties having fun and being a young person in the city.
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